Buying a Home in Los Angeles

Buying a Home in Los Angeles

January 9, 2010 by Jane Peters · Leave a Comment 

You have decided you are ready to buy a home in Los Angeles but you are waiting for: The bottom of the market. Interest rates to go even lower. A great deal on a foreclosure…… There are many reasons to avoid actually jumping in an making the purchase.  But: You will never know where the [...]

CalSTRS and CalPERS Loans Available for Public Employees and Employees of the California School System

CalSTRS and CalPERS Loans Available for Public Employees and Employees of the California School System

November 14, 2009 by Jane Peters · 1 Comment 

If you are a a member of the California Public Employees Retirement System, Legislators Retirement System, Judges Retirement System, or employee of a California school district, school or community College or a public employee the CalPERS and CalSTRS loans allow you to purchase a home with little money down and affordable rates and fees. CalPERS [...]

Now is a Good Time to Buy – How is Your Credit Score?

Now is a Good Time to Buy – How is Your Credit Score?

October 22, 2009 by Jane Peters · Leave a Comment 

How is your Credit? Tougher lending laws are now are now leading Fannie Mae to require a minimum of 620 credit score as a qualification for some loans.  This includes FHA and VA loans.  However, in order to get the best rate, a credit score of 720 is required and verifiable income. In the past [...]

Buying a Home in Los Angeles – The Most Important First Step

Buying a Home in Los Angeles – The Most Important First Step

October 19, 2009 by Jane Peters · Leave a Comment 

Buying a home in Los Angeles can be a daunting prospect. You start to look on line at areas you would like to live and estimate the amount of home you can afford. Well, this is not the way to start looking for a home.  You must get pre-approved by a lender! No ifs ands [...]

Competing Bids for That Los Angeles Home

May 8, 2009 by Jane Peters · Leave a Comment 

OK, here’s the deal we showed you a few Los Angeles Real Estate properties. Now you’ve found that perfect home.  Its in the right area, has all the right benefits, is close to work and the price is right, but someone else also thinks the same as you. Now there are competing offers on your [...]