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Los Angeles First Time Home Buyers

Important Los Angeles Numbers

If you are buying a home in Los Angeles the numbers below may come in handy, especially if this is your first home.   L.A. City-wide Services Non-Emergency 311 Police, Non-Emergency (L.A.P.D.) 877-275-5273 Los Angeles Street Services 800-996-2489 Los Angeles Animal Regulation…

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Understanding the Language of Real Estate Financing

Gene Mundt is a mortgage banker with Chicago Bancorp in Chicago.  He writes extremely insightful articles on the mortgage industry.  Much of what Gene writes is universal and relates to the Los Angeles home buyer. Today, Gene talks about the…

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What are Seller Concessions?

Seller Concessions, also referred to as a Seller Contribution, is when a buyer asks the seller for a financial contribution towards their closing costs, escrows and/or pre-paids. Not all sellers will give a contribution and some lenders/loan programs may have…

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Homebuyer Tax Credit Extended in California

The homebuyer tax credit has been extended in California.  Governor Schwazenegger signed the bill providing $200 million dollars in home buyer tax credits. The bill provides $100 million for first-time home buyer who buy existing homes and $100 million for…

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First Time Homebuyers – How to Buy a Home

I realize that many first-time home buyers don’t know what is involved in the buying process, so I have itemized below the main points with which you may not be familiar: Are you aware that you do not pay your…

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Buying a Home

Now is the time to buy a home.  There has never been a better one.  All the stars areas aligned: Interest rates are among the historically lowest. House prices are at the bottom Home buyer tax credits are in place…

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Walk Areas Command High Prices

Especially applicable to Los Angeles, a recent study conducted by “CEOs for Cities”, found that neighborhoods with the most walkable areas, with shopping, restaurants, entertainment, command higher prices. This can be broken down to a range of between $4,000 to…

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